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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Helped me out when I needed it.

Helped me out when I needed it. Means I can get back. On my feet Reviewed on: 28th February 2025

I have had no problems with my account

I have had no problems with my account Reviewed on: 28th February 2025

Happy with customer servicem

Happy with customer service and worth getting a credit card card like zopa when financially struggling Reviewed on: 28th February 2025

Consistent customer service

Consistent with good response for customer service Reviewed on: 28th February 2025

I’ve had nothing but good things from them

I’ve had nothing but good things from them Reviewed on: 28th February 2025

Zopa gave me the chance to transfer my balance from...

Zopa gave me the chance to transfer my balance from a high interest credit card to thirs helping get my finances in order I will be for ever greatful Reviewed on: 28th February 2025

Efficient fast secured

Efficient fast secure really personable Reviewed on: 28th February 2025

Fast, simple, friendly and professional.

The agents I spoke to were polite, efficient, friendly and helpful. I didn’t have to wait a long time to get through to someone either. From the start my application and answers to my queries were dealt with amazingly well. Thank you all staff, you’re a great advertisement for Zopa Reviewed on: 28th February 2025

All is good

Everything about it is great good card good company Reviewed on: 28th February 2025

Great company, easy to contact, fast decisions

Great company, easy to contact, fast decisions Reviewed on: 28th February 2025

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