Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great company, easy to contact, fast decisions

Great company, easy to contact, fast decisions Reviewed on: 28th February 2025

And easy to understand

Very good, very professional and easy to understand and appreciate which helps people understand there credit level I would recommend this credit card to other people Reviewed on: 28th February 2025

Good service good customer service

Good service and excellent customer service Reviewed on: 28th February 2025

Excellent App with transparent fees

Easy process. Excellent App. Transparent fees / payments / Direct debit info. Love it Reviewed on: 28th February 2025

Recommended Card

Quick and easy application and good to view all transactions on my app. Reviewed on: 28th February 2025

App is better than most banks

App is better than most banks, super clear and easy to use. Statements and payment dates are emailed and texted well in advance. A good service around and a lot of "big name" providers could learn a lot from zopa. Reviewed on: 28th February 2025

Excellent customer service and easy hassle free card.

Excellent customer service and easy hassle free card. Good being able to just log on to the app and see my account balance and be able to make easy payments Reviewed on: 28th February 2025

Excellent service and customer service, great produc...

Excellent service and customer service, great product Good app and easy to use and understand. Customer Service always fast and responsive Reviewed on: 28th February 2025

amazing card s

Customer service is very good overall the best credit card Reviewed on: 28th February 2025

really supportive credit provider excellent services

really supportive credit provider excellent services Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews
123 credit card (discontinued)
from Santander 3.99 from 162 reviews
Charge Card
from American Express 4.05 from 24 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub