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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

And easy to understand

Very good, very professional and easy to understand and appreciate which helps people understand there credit level I would recommend this credit card to other people Reviewed on: 28th February 2025

Good service good customer service

Good service and excellent customer service Reviewed on: 28th February 2025

Excellent App with transparent fees

Easy process. Excellent App. Transparent fees / payments / Direct debit info. Love it Reviewed on: 28th February 2025

Recommended Card

Quick and easy application and good to view all transactions on my app. Reviewed on: 28th February 2025

App is better than most banks

App is better than most banks, super clear and easy to use. Statements and payment dates are emailed and texted well in advance. A good service around and a lot of "big name" providers could learn a lot from zopa. Reviewed on: 28th February 2025

Excellent customer service and easy hassle free card.

Excellent customer service and easy hassle free card. Good being able to just log on to the app and see my account balance and be able to make easy payments Reviewed on: 28th February 2025

Excellent service and customer service, great produc...

Excellent service and customer service, great product Good app and easy to use and understand. Customer Service always fast and responsive Reviewed on: 28th February 2025

amazing card s

Customer service is very good overall the best credit card Reviewed on: 28th February 2025

really supportive credit provider excellent services

really supportive credit provider excellent services Reviewed on: 28th February 2025

Very easy helpful strait forward

Very easy helpful strait forward Reviewed on: 28th February 2025

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