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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good and convenient and reliable

Very good and convenient and reliable Reviewed on: 28th February 2025

Very easy applications to use for people in any age

Very easy applications to use for people in any age Reviewed on: 28th February 2025

All good vibes

Easy to use and there when you need it Reviewed on: 28th February 2025

Amazing Quality

Nice services and amazing quality app Reviewed on: 28th February 2025

Never had any problems with Zopa their customer serv...

Never had any problems with Zopa their customer service is great. Reviewed on: 28th February 2025

best credit card I've had

Always kept up to date with new services or rates. Good customer service. Easy to use app. Reviewed on: 28th February 2025

Very easy to manage and app is easy to use

Very easy to manage and app is easy to use Reviewed on: 28th February 2025

Brilliant help me get back on my feet after not bein...

Brilliant help me get back on my feet after not being able to get credit cards first to give me one regular increases without any trouble Reviewed on: 28th February 2025

Zopa is very helpful

Zopa's rate is competitive. The customer service is excellent. Reviewed on: 28th February 2025

Ok excelent very good good good good

Ok excelent very good good good good Reviewed on: 28th February 2025

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