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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Ok excelent very good good good good

Ok excelent very good good good good Reviewed on: 28th February 2025

Highly recommend

I would highly recommend zopa as a credit card provider. They offer a good overall credit limit and keep you informed of any increases. You get regular emails and notifications and are always kept updated on new products and services.A great experience overall. Reviewed on: 28th February 2025

I haven’t had any issues and the ap works very...

I haven’t had any issues and the ap works very well Reviewed on: 28th February 2025

Great card and app!!!

Great card and app,easy to use to keep on top of monthly payments.I highly recommend.The app is super easy to access which is a huge plus if I'm busy or in a hurry. Reviewed on: 28th February 2025

Communication

Communication is top levlel and app is great for information Reviewed on: 28th February 2025

Responsible lenders with excellent customer service

Responsible lenders with excellent customer service Reviewed on: 28th February 2025

Easy & well received in the market place

Easy & well received in the market place Reviewed on: 28th February 2025

Amazing company great to deal with customer service...

Amazing company great to deal with customer service is brillant Reviewed on: 28th February 2025

Easy to use

Have had no problems since taking out my credit card and Zopa always keeps me informed. Reviewed on: 28th February 2025

Fantastic card .

Fantastic card . Love the features. Reviewed on: 28th February 2025

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