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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great service from Zopa

The staff are very friendly and most helpful, always quick to answer the phone and the app is really good and easy to use, they update you when they need to but they don’t bombard you with daily information, so I would say they have got everything right, would highly recommend them Reviewed on: 28th February 2025

Excellent customer service and always very helpful

Excellent customer service and always very helpful Reviewed on: 28th February 2025

Easy to use easy payment section

Easy to use easy payment section Reviewed on: 28th February 2025

Recommended.

Simple and easy to access and use. App is easy to navigate and payments are easy to understand. Reviewed on: 28th February 2025

Ok’ish card

Well interest is a bit to high but is all good around Reviewed on: 28th February 2025

Excellent Good communication &Good

Excellent Good communication &Good Reviewed on: 28th February 2025

Very easy to use and understand.

Very easy to use and understand. Never had an issue with this company or card and would rate them hight to anyone who wanted to apply for a card. Competitive interest rates as well which is a bonus!! Reviewed on: 28th February 2025

A1 company

Nothing but good really good company Reviewed on: 28th February 2025

I’m a Zopa card holder and I’m very happy with them...

I’m a Zopa card holder and I’m very happy with them less interest rate and friendly people Reviewed on: 28th February 2025

Payments

Great service always let you know at least a week in advance your payment is due Reviewed on: 28th February 2025

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