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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Highly recommend

I would highly recommend zopa as a credit card provider. They offer a good overall credit limit and keep you informed of any increases. You get regular emails and notifications and are always kept updated on new products and services.A great experience overall. Reviewed on: 28th February 2025

I haven’t had any issues and the ap works very...

I haven’t had any issues and the ap works very well Reviewed on: 28th February 2025

Great card and app!!!

Great card and app,easy to use to keep on top of monthly payments.I highly recommend.The app is super easy to access which is a huge plus if I'm busy or in a hurry. Reviewed on: 28th February 2025

Communication

Communication is top levlel and app is great for information Reviewed on: 28th February 2025

Responsible lenders with excellent customer service

Responsible lenders with excellent customer service Reviewed on: 28th February 2025

Easy & well received in the market place

Easy & well received in the market place Reviewed on: 28th February 2025

Amazing company great to deal with customer service...

Amazing company great to deal with customer service is brillant Reviewed on: 28th February 2025

Easy to use

Have had no problems since taking out my credit card and Zopa always keeps me informed. Reviewed on: 28th February 2025

Fantastic card .

Fantastic card . Love the features. Reviewed on: 28th February 2025

Great service from Zopa

The staff are very friendly and most helpful, always quick to answer the phone and the app is really good and easy to use, they update you when they need to but they don’t bombard you with daily information, so I would say they have got everything right, would highly recommend them Reviewed on: 28th February 2025

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