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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent customer service and always very helpful

Excellent customer service and always very helpful Reviewed on: 28th February 2025

Easy to use easy payment section

Easy to use easy payment section Reviewed on: 28th February 2025

Recommended.

Simple and easy to access and use. App is easy to navigate and payments are easy to understand. Reviewed on: 28th February 2025

Ok’ish card

Well interest is a bit to high but is all good around Reviewed on: 28th February 2025

Excellent Good communication &Good

Excellent Good communication &Good Reviewed on: 28th February 2025

Very easy to use and understand.

Very easy to use and understand. Never had an issue with this company or card and would rate them hight to anyone who wanted to apply for a card. Competitive interest rates as well which is a bonus!! Reviewed on: 28th February 2025

A1 company

Nothing but good really good company Reviewed on: 28th February 2025

I’m a Zopa card holder and I’m very happy with them...

I’m a Zopa card holder and I’m very happy with them less interest rate and friendly people Reviewed on: 28th February 2025

Payments

Great service always let you know at least a week in advance your payment is due Reviewed on: 28th February 2025

Good service and easy to apply, no problems so far...

Good service and easy to apply, no problems so far Reviewed on: 28th February 2025

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