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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa is an excellent service.

Zopa is an excellent service. The website is so easy to use,you can view your balance ,spending and payments due. The customer service are very efficient and answer any concerns. All round excellent service. Reviewed on: 28th February 2025

Lhelpful

Brilliant people very helpful couldn't ask for more Reviewed on: 28th February 2025

love it apps easy to use an hassle free.

love it apps easy to use an hassle free. Reviewed on: 28th February 2025

Excellent

I’m very pleased with Zopa, excellent service in credit cards and loans. Reviewed on: 28th February 2025

It was an amazing experience .

It was an amazing experience .Thank you Zopa Reviewed on: 28th February 2025

Fast friendly, great service and reliable, there w...

Fast friendly, great service and reliable, there when needed and the added buffer option is amazing, it's so handy to have, knowing that you can adjust your buffer amount to suit your needs, wish of banks and credit cards offered this service Reviewed on: 28th February 2025

Easy to use and good customer service

Easy to use and good customer service Reviewed on: 28th February 2025

It was easy to contact the team and quick to get the...

It was easy to contact the team and quick to get the finance through Reviewed on: 28th February 2025

I really love your service.

I really love your service.Thank you so much. Reviewed on: 28th February 2025

Easy to use app, clear layout and simple.....

Easy to use app, clear layout and simple to keep on track with my repayments. Great for those unexpected expenses. Reviewed on: 28th February 2025

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