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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

I haven't had any problems so far.

I haven't had any problems so far. Reviewed on: 28th February 2025

Excellent company that provides a great service

Excellent company that provides a great service Reviewed on: 28th February 2025

Excellent customer service and reliable

Excellent customer service and reliable Reviewed on: 28th February 2025

Great service

Easy to manage and friendly staff well done Reviewed on: 28th February 2025

very easy app to use no problem finding out credit y...

very easy app to use no problem finding out credit you have at all times easy repayment at a touch of a button Reviewed on: 28th February 2025

Good credit card

Never had any issues. It gives all informations on it's app and never had to contact customer services. Reviewed on: 28th February 2025

Very excellent

Very good and quick, ticked all the right boxes Reviewed on: 28th February 2025

Excellent customer service also quick delivery on re...

Excellent customer service also quick delivery on replacement cards Reviewed on: 28th February 2025

Great deal with very helpful n have I had no problems.

Great deal with very helpful n have I had no problems. Would highly recommend Reviewed on: 28th February 2025

Excellent company

Very easy to access help very proffesional Reviewed on: 28th February 2025

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