Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent company that provides a great service

Excellent company that provides a great service Reviewed on: 28th February 2025

Excellent customer service and reliable

Excellent customer service and reliable Reviewed on: 28th February 2025

Great service

Easy to manage and friendly staff well done Reviewed on: 28th February 2025

very easy app to use no problem finding out credit y...

very easy app to use no problem finding out credit you have at all times easy repayment at a touch of a button Reviewed on: 28th February 2025

Good credit card

Never had any issues. It gives all informations on it's app and never had to contact customer services. Reviewed on: 28th February 2025

Very excellent

Very good and quick, ticked all the right boxes Reviewed on: 28th February 2025

Excellent customer service also quick delivery on re...

Excellent customer service also quick delivery on replacement cards Reviewed on: 28th February 2025

Great deal with very helpful n have I had no problems.

Great deal with very helpful n have I had no problems. Would highly recommend Reviewed on: 28th February 2025

Excellent company

Very easy to access help very proffesional Reviewed on: 28th February 2025

so far excellent service , havent had credit increas...

so far excellent service , havent had credit increase as yet not sure how you get this but all good so far . Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.72 from 2531 reviews
American Express Credit Card
from American Express 3.73 from 120 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub