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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I recently was victim of fraud and zopa quickky canc...

I recently was victim of fraud and zopa quickky cancelled my card and issued a new one all in less than a week. Reviewed on: 28th February 2025

Simple and easy to use app and good customer service...

Simple and easy to use app and good customer service Reviewed on: 28th February 2025

The best card I have all ways handy for shopping and...

The best card I have all ways handy for shopping and other things Reviewed on: 28th February 2025

Easy to use bank, good products, clean app and usefu...

Easy to use bank, good products, clean app and useful insights Reviewed on: 28th February 2025

Always super reliable

Always been reliable and there when I needed it Reviewed on: 28th February 2025

Zopa offers excellent service

Excellent app easy to navigate. Offers other ways to save. Informs you when your payment is due in plenty of time, which is excellent. Information regarding my account is straightforward and easy to understand. I would recommend Zopa to anyone that was asking about financial services. Reviewed on: 28th February 2025

Easy to apply, clear information, easy to use app

Easy to apply, clear information, easy to use app Reviewed on: 28th February 2025

Zopa card

Easy to use and set up card accepted in many shops good rates flexible credit limit Reviewed on: 28th February 2025

Great customer service would recommend to anyone

Great customer service would recommend to anyone Reviewed on: 28th February 2025

Zopa been very helpful to me ,it’s accessible when I...

Zopa been very helpful to me ,it’s accessible when I need it . Unfortunately I used most of my credit as I have some emergency matter .. I hope I will win this so I can make payments Reviewed on: 28th February 2025

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