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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa been very helpful to me ,it’s accessible when I...

Zopa been very helpful to me ,it’s accessible when I need it . Unfortunately I used most of my credit as I have some emergency matter .. I hope I will win this so I can make payments Reviewed on: 28th February 2025

Great service and great communication.

Their service and communication have been excellent, consistently exceeding expectations. We have experienced no issues, and appreciate proactive alerts regarding approaching limits and payment deadlines. This surpasses the performance of comparable companies. Reviewed on: 28th February 2025

Great card ,easy payments, great customer service

Great card ,easy payments, great customer service Reviewed on: 28th February 2025

I have low credit scoring but Zopa gave me chance

I have low credit scoring but Zopa gave me the opportunity to build my credit score. Reviewed on: 28th February 2025

Zopa is superior

Zopa is a far superior credit card with a smart easy app Reviewed on: 28th February 2025

I have a credit card, has been very useful having a...

I have a credit card, has been very useful having a great cumlstomer service team Reviewed on: 28th February 2025

Easy app

Have not disappointed me for once. App always running smoothly Reviewed on: 28th February 2025

Great app and excellent service.

Great app and excellent service. Easy to understand all aspects of account and way repayments effect any account linked Reviewed on: 28th February 2025

Never had a problem.

Never had a problem. Would recommend to friends and family Reviewed on: 28th February 2025

The best credit card

You been the most straight forward credit card I’ve had easy app to work Reviewed on: 28th February 2025

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