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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good easy to use app.

Have never used the Customer service as the app is easy to use and answers all my questions Reviewed on: 28th February 2025

Zopa gives credit where credit is due

Zopa gives credit where credit is due Reviewed on: 28th February 2025

Always easy to apply simple quick and effective

Always easy to apply simple quick and effective Reviewed on: 28th February 2025

Helped me out when I needed it.

Helped me out when I needed it. Means I can get back. On my feet Reviewed on: 28th February 2025

I have had no problems with my account

I have had no problems with my account Reviewed on: 28th February 2025

Happy with customer servicem

Happy with customer service and worth getting a credit card card like zopa when financially struggling Reviewed on: 28th February 2025

Consistent customer service

Consistent with good response for customer service Reviewed on: 28th February 2025

I’ve had nothing but good things from them

I’ve had nothing but good things from them Reviewed on: 28th February 2025

Zopa gave me the chance to transfer my balance from...

Zopa gave me the chance to transfer my balance from a high interest credit card to thirs helping get my finances in order I will be for ever greatful Reviewed on: 28th February 2025

Efficient fast secured

Efficient fast secure really personable Reviewed on: 28th February 2025

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