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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Xopa are trystworty and Excellent compnyheloful.

Xopa are trystworty and heloful. A grear company Reviewed on: 28th February 2025

I find my interest rate is good & customer service.

I find my interest rate is good & customer service. I also find it easy to pay online Reviewed on: 28th February 2025

Excellent customer services called them to resolve a...

Excellent customer services called them to resolve a issue and done immediately Reviewed on: 28th February 2025

Easy to use and manage

I love that as soon as I make a payment, it shows in my account instantly as paid and reduces the balance and interest accruing. With the Zopa app, it’s very easy to keep track of spending and make extra payments. Reviewed on: 28th February 2025

Brilliant card works well for me and excellent inter...

Brilliant card works well for me and excellent interest rates Reviewed on: 28th February 2025

Very friendly and helpful people issues are raised w...

Very friendly and helpful people issues are raised were dealt with in a very wellmanner time Reviewed on: 28th February 2025

Very good and internet banking is very easy to navig...

Very good and internet banking is very easy to navigate. Reviewed on: 28th February 2025

Good service

Good service and good experience talking to the agent Reviewed on: 28th February 2025

Simple and efficient

Simple and efficient easy to use and a great app Reviewed on: 28th February 2025

Never had a problem with the bank

Never had a problem with the bank Reviewed on: 28th February 2025

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