Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good card keep you well informed when your paym...

5
Very good card keep you well informed when your payments due Reviewed on: 28th February 2025

Helpful brilliant App when you make payments immedia...

5
Helpful brilliant App when you make payments immediately deducts your payment good customer care Reviewed on: 28th February 2025

Always excellent service and managed to spot my card...

5
Always excellent service and managed to spot my card had been cloned before I had noticed it Reviewed on: 28th February 2025

My only complaint would be I spend my winters in Asi...

5
My only complaint would be I spend my winters in Asia and can't access the app here so I can't use the card Reviewed on: 28th February 2025

Very professional and quick service, with amazing cu...

5
Very professional and quick service, with amazing customer service. Reviewed on: 28th February 2025

Very good bank to use , easy and informative , would...

5
Very good bank to use , easy and informative , would recommend. Reviewed on: 28th February 2025

Easy to set up , reliable app , helps get you on st...

5
Easy to set up , reliable app , helps get you on stable financial footing . Reviewed on: 28th February 2025

I was very happy using zopa and would recommend

5
I was very happy using zopa and would recommend Reviewed on: 28th February 2025

Great product, good featured app and easy to use

5
Great product, good featured app and easy to use Reviewed on: 28th February 2025

Old person

5
Very fast and the app is easy to use for me as a old person Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products