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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

My only complaint would be I spend my winters in Asi...

My only complaint would be I spend my winters in Asia and can't access the app here so I can't use the card Reviewed on: 28th February 2025

Very professional and quick service, with amazing cu...

Very professional and quick service, with amazing customer service. Reviewed on: 28th February 2025

Very good bank to use , easy and informative , would...

Very good bank to use , easy and informative , would recommend. Reviewed on: 28th February 2025

Easy to set up , reliable app , helps get you on st...

Easy to set up , reliable app , helps get you on stable financial footing . Reviewed on: 28th February 2025

I was very happy using zopa and would recommend

I was very happy using zopa and would recommend Reviewed on: 28th February 2025

Great product, good featured app and easy to use

Great product, good featured app and easy to use Reviewed on: 28th February 2025

Old person

Very fast and the app is easy to use for me as a old person Reviewed on: 28th February 2025

They took me on even when my credit score wasn’t great!

They took me on even when my credit score wasn’t great! Reviewed on: 28th February 2025

Brilliant app

The app is easy to use, one click and everything you need at your finger tips Reviewed on: 28th February 2025

Good overall experience and customer Satisfaction

Good overall experience and customer Satisfaction Reviewed on: 28th February 2025

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