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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

i have had bad credit but zopa took me on and iv bee...

i have had bad credit but zopa took me on and iv been paying every month and my credit score has rocketed sinsce iv been with them and there easy to talk to plesant and respectable Reviewed on: 28th February 2025

Easy to use app everything you need is easy to find...

Easy to use app everything you need is easy to find including help if it’s needed. Very fair when it comes to interest rates and credit limits would recommend to anyone who needs a credit card. Reviewed on: 28th February 2025

Great credit card .

Great credit card . Very easy application, no problem to mange . Reviewed on: 28th February 2025

Zopa trusted and helped me when noone else would.

Zopa trusted and helped me when noone else would. This helped me get out of a situation I was in and turn life around. They've never been patronising. Reviewed on: 28th February 2025

Very good service and very easy to use app with quic...

Very good service and very easy to use app with quick response for any queries Reviewed on: 28th February 2025

Very impressed with communication and set up ease

Very impressed with communication and set up ease Reviewed on: 28th February 2025

Fantastic rates, no fees abroad have recommended to...

Fantastic rates, no fees abroad have recommended to friends and family Reviewed on: 28th February 2025

I recommend a Zopa card ...

I have had a Zopa card for some time, the app is easy to use and it has helped improve my credit score. Reviewed on: 28th February 2025

I have nothing negative to say I have already recomm...

I have nothing negative to say I have already recommended my friends and they have cards Reviewed on: 28th February 2025

Never had an issue with Zopa.

Never had an issue with Zopa. They are professional reliable and easy to converse with. Reviewed on: 28th February 2025

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