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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I'm satisfied for every transaction I made.

I'm satisfied for every transaction I made. Reviewed on: 28th February 2025

Very easy to use great app on my phone to control ev...

Very easy to use great app on my phone to control everything i need Reviewed on: 28th February 2025

Great credit card , app easy to use

Great credit card , app easy to use Reviewed on: 28th February 2025

App is nice and easy to use.

App is nice and easy to use. Easy communication. Reviewed on: 28th February 2025

Excellent customer service.

Excellent customer service. App always open faster than other banks and alot of good promotions. Reviewed on: 28th February 2025

Great card quick increase, very fair

Great card quick increase, very fair Reviewed on: 28th February 2025

Excellent service

Always promt to reply back to you Reviewed on: 28th February 2025

Very good help and very easy service

Very good help and very easy service Reviewed on: 28th February 2025

Very good experience and very easy to work with the...

Very good experience and very easy to work with the app. Reviewed on: 28th February 2025

Compassion to they’re customers

Zopa has helped me in my hour of need when nobody else would they have provided me with a great understanding Reviewed on: 28th February 2025

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