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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa for the people

Never any hassle never needed to call for help Reviewed on: 28th February 2025

Best card iv had

Really handy to build your credit and every day purchase, plus really easy to make payments thought the app Reviewed on: 28th February 2025

Customer Service Excellent

Always found Zopa to be excellent . When I have spoken to customer service dealt with in very efficient manner. Highly recommend. Reviewed on: 28th February 2025

Excellent service

I like being kept up to date with offers Reviewed on: 28th February 2025

I have good experience with zopa, easy to contact cu...

I have good experience with zopa, easy to contact customer service and support and card interest rate very good Reviewed on: 28th February 2025

Excellent service, easy and straightforward to use o...

Excellent service, easy and straightforward to use online Reviewed on: 28th February 2025

Fantastic credit card

Fantastic app and speedy update on payments, balance, available funds etc! Reviewed on: 28th February 2025

Miss elzbieta

I'm hard working with cleaning.goid experience for this credit card.always busy.good biznes Reviewed on: 28th February 2025

No complaints

No complaints which is rare. i complain regularly for poor standards and service which is below average Reviewed on: 28th February 2025

Reliable easy to use.

Reliable easy to use. Good communication Reviewed on: 28th February 2025

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