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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Security

5
I added it to my Google pay to make it even more secure,some other cards don't give you that option Reviewed on: 28th February 2025

Zopa the Performer

4
Very positive experience with Zopa and been very useful Reviewed on: 28th February 2025

Very easy to use the app and all services available...

5
Very easy to use the app and all services available Reviewed on: 28th February 2025

Very easy to deal with and very helpful

5
Very easy to deal with and very helpful Reviewed on: 28th February 2025

I have been grateful to zopa credit card enabling me...

5
I have been grateful to zopa credit card enabling me to have credit at a time when I needed the support. Reviewed on: 28th February 2025

Great friendly service

5
From start to finish having a Zopa Credit Card has been awesome. Love their app Reviewed on: 28th February 2025

Great explanations

5
Good friendly and very clear into all information needed and how to complete forms questions are easy to follow with the easy options answers Reviewed on: 28th February 2025

Zopa credit cards are for everyone

5
Brilliant card to use and very versatile in every way im so happy with my Zopa credit card. Reviewed on: 28th February 2025

It’s easy to apply and have a credit card.

5
It’s easy to apply and have a credit card. Reviewed on: 28th February 2025

Perfect zoopa

5
This experience has been faultless from. Start to finish and I would highly recommend Reviewed on: 28th February 2025

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