Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Top notch

Zopa is a great card to have *** Reviewed on: 28th February 2025

Brill app we worth applying great for boosting credit

Brill app we worth applying great for boosting credit Reviewed on: 28th February 2025

Zopa financial service

Easy to use and apply. Excellent service Reviewed on: 28th February 2025

Easy to use and very helpful company.

Easy to use and very helpful company. Reviewed on: 28th February 2025

First class credir card company

Always a helpfull card provider and respobsible lender Reviewed on: 28th February 2025

Loving the 2% on current account and 7% on savings!

Loving the 2% on current account and 7% on savings! Reviewed on: 28th February 2025

All my dealings with Zopa have been first class, exc...

All my dealings with Zopa have been first class, excellent communication. Reviewed on: 28th February 2025

Super easy to use app no stress and simple and easy...

Super easy to use app no stress and simple and easy just what I like! Reviewed on: 28th February 2025

Easy and efficient, no annoying phone calls

Easy and efficient, no annoying phone calls Reviewed on: 28th February 2025

Fantastic service and helpful really helped me out e...

Fantastic service and helpful really helped me out especially christmas time Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.38 from 126 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.00 from 60 reviews
Instant pay
from Incredible 5.00 from 28 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub