Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great customer service and very efficient with queri...

Great customer service and very efficient with queries made Reviewed on: 28th February 2025

No issues

Not had any issues at all s8nce I opened my credit card account Reviewed on: 28th February 2025

Amazeing credit card easy use app very helpful frien...

Amazeing credit card easy use app very helpful friendly company deal with best c card ever Reviewed on: 28th February 2025

Great providers

Positive feedback on credit ratings and tips on how to manage my money better Reviewed on: 28th February 2025

Future money that's excellent value ,rates

Safe app & value for money .Great experience and great offers Reviewed on: 28th February 2025

Very good service, Help as much as possible.

Very good service, Help as much as possible. Reviewed on: 28th February 2025

great people, understanding, helpful.

great people, understanding, helpful. Helped me out of an emergency. Reviewed on: 28th February 2025

Great form building credit score.

Great form building credit score. Thank you. Reviewed on: 28th February 2025

Best Zopa

very nice service staff and good interest Reviewed on: 28th February 2025

Zopa have just been purely awesome

Zopa have just been purely awesome Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 4.11 from 23 reviews
Bip Credit Card
from NewDay 4.91 from 2286 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub