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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Best app on the market

4
Easy to yous app and good customer service Reviewed on: 28th February 2025

A company that cares

5
They have been excellent for me I got help when I really needed it Reviewed on: 28th February 2025

Never had any problems always easy to access

5
Never had any problems always easy to access Reviewed on: 28th February 2025

I can't praise Zopa enough.

5
I can't praise Zopa enough. And would definitely recommend them to my friends. Reviewed on: 28th February 2025

Fantastic customer service.

5
Fantastic customer service. Good product with easy to use app. Reviewed on: 28th February 2025

Never had a bad experience always been helpfull

5
Never had a bad experience always been helpfull Reviewed on: 28th February 2025

Easy to use app, and good rates and customer service...

5
Easy to use app, and good rates and customer service qas very good Reviewed on: 28th February 2025

Easy to appgoodlying for and to use

5
Easy to applying for and to use Reviewed on: 28th February 2025

Best credit card I've got, and I've got 4

5
Best credit card I've got, and I've got 4 Reviewed on: 28th February 2025

Found no problems just helpfullwith problems when th...

5
Found no problems just helpfullwith problems when they arise Reviewed on: 28th February 2025

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