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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great happy customer

Great experience no problems at all Reviewed on: 28th February 2025

Good customer service and good benefits

Good customer service and good benefits Reviewed on: 28th February 2025

Great company

Easy to manage, and the app is very easy to use. Reviewed on: 28th February 2025

It's really very useful.

It's really very useful.it makes life more easier and confortable. Reviewed on: 28th February 2025

First CC that I was able to get and it’s really help...

First CC that I was able to get and it’s really helped me manage money better. Reviewed on: 28th February 2025

Customer service always helpful especially if you ar...

Customer service always helpful especially if you are struggling Reviewed on: 28th February 2025

I am very satisfied with Zopa card, my credit score...

I am very satisfied with Zopa card, my credit score is increasing, the credit value is also increasing, thank you for helping me Reviewed on: 28th February 2025

Easy to use and straightforward and easy to find wha...

Easy to use and straightforward and easy to find what you need Reviewed on: 28th February 2025

I’ve had a fantastic experience with Zopa and highl...

I’ve had a fantastic experience with Zopa and highly recommend their services. From the moment I opened my account, their customer service team has been professional, friendly, and always ready to help. Their mobile banking app is incredibly user-friendly. Zopa goes above and beyond to provide a seamless banking experience. I highly recommend them to anyone looking for a reliable and customer-focused bank. Reviewed on: 28th February 2025

building up my credit status

I was happy when offered the credit card, it helped me to budget and I was able to use it during my holiday. I like the security that it gives. It also helped me to build up my credit status which is very important to me Reviewed on: 28th February 2025

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