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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It's really very useful.

It's really very useful.it makes life more easier and confortable. Reviewed on: 28th February 2025

First CC that I was able to get and it’s really help...

First CC that I was able to get and it’s really helped me manage money better. Reviewed on: 28th February 2025

Customer service always helpful especially if you ar...

Customer service always helpful especially if you are struggling Reviewed on: 28th February 2025

I am very satisfied with Zopa card, my credit score...

I am very satisfied with Zopa card, my credit score is increasing, the credit value is also increasing, thank you for helping me Reviewed on: 28th February 2025

Easy to use and straightforward and easy to find wha...

Easy to use and straightforward and easy to find what you need Reviewed on: 28th February 2025

I’ve had a fantastic experience with Zopa and highl...

I’ve had a fantastic experience with Zopa and highly recommend their services. From the moment I opened my account, their customer service team has been professional, friendly, and always ready to help. Their mobile banking app is incredibly user-friendly. Zopa goes above and beyond to provide a seamless banking experience. I highly recommend them to anyone looking for a reliable and customer-focused bank. Reviewed on: 28th February 2025

building up my credit status

I was happy when offered the credit card, it helped me to budget and I was able to use it during my holiday. I like the security that it gives. It also helped me to build up my credit status which is very important to me Reviewed on: 28th February 2025

Been really good when I have had to use and...

Been really good when I have had to use and contact Reviewed on: 28th February 2025

Using the Zopa app is simple and paying my card off...

Using the Zopa app is simple and paying my card off is even simpler!! Reviewed on: 28th February 2025

Good experience

Very helpful, able to manage accounts online, no issues. Reviewed on: 28th February 2025

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