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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

There when needed

You was there when I needed you most Reviewed on: 28th February 2025

Great card and app

The application was easy and stress free. The app is so easy to use. Everything is really clear Reviewed on: 28th February 2025

Easy as pie

Easy application, all managed on online app. Very easy to use very secure Reviewed on: 28th February 2025

Fantastic Service- second to none

I had a fraudulent transaction on my account. Customer service helped me get to the correct department and they had sorted the problem within a few minutes and a new card was dispatched straight away. Reviewed on: 28th February 2025

Extremely friendly and user responsive.

Extremely friendly and user responsive. Reviewed on: 28th February 2025

Great staff quick response vezopary helpful

Great staff quick response very helpful Reviewed on: 28th February 2025

Easy to apply for, easy to use, useful, helpful App.

Easy to apply for, easy to use, useful, helpful App. Regular credit increase reviews and loads of financial advice. Reviewed on: 28th February 2025

Easy peasy

Always easy to use , safe and friendly Reviewed on: 28th February 2025

Good card pervider and good in make it easy to...

Good card pervider and good in make it easy to pay back Reviewed on: 28th February 2025

They have always been there to help and very knowled...

They have always been there to help and very knowledgeable Reviewed on: 28th February 2025

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