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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Credit card application

I appreciate the simplicity and efficiency Zopa offers, and I would highly recommend it to anyone looking for a reliable and user-friendly banking service. Reviewed on: 28th February 2025

Great experience

I have a credit card and bank account with Zopa I all been a great experience. Reviewed on: 28th February 2025

It was easy to set up and they are very easy to get...

It was easy to set up and they are very easy to get in touch with to solve any curries that I have and helped my credit in so much ways than I didn’t know that the credit card company could Reviewed on: 28th February 2025

There to help you and putting us first

There to help you and putting us first Reviewed on: 28th February 2025

Easy to use app straight forward - easy to make extr...

Easy to use app straight forward - easy to make extra payments Reviewed on: 28th February 2025

Great Experience So Far

Great experience so far, great easy app Reviewed on: 28th February 2025

You take the zoo out of the card

Very easy to use i love the app it's stress free .no animals in this zoo Reviewed on: 28th February 2025

No problems with the card or loan, the app is also v...

No problems with the card or loan, the app is also very good, all your spending in one app Reviewed on: 28th February 2025

I have been with zopa for a good few years now and n...

I have been with zopa for a good few years now and never had any problems ..very good company Reviewed on: 28th February 2025

Very helpful right from the get go

Very helpful right from the get go Reviewed on: 28th February 2025

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