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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good services,very good app,best services

Very good services,very good app,best services Reviewed on: 28th February 2025

I find it very frustrating that ZOPA refuses to incr...

I find it very frustrating that ZOPA refuses to increase my credit limit in spite of the fact that my income is UK£3090 per month. So I'm not a "happy bunny" Reviewed on: 28th February 2025

I find zopa credit card fantastic with super value f...

I find zopa credit card fantastic with super value for money. Updated emails when my payment is due on. The customer service team are super professional friendly and informative on details of my card balance Reviewed on: 28th February 2025

Easy to use app. Great card provider

Easy to use app no problems whatsoever with using my credit card Reviewed on: 28th February 2025

Always get the right answer and help from them

Always get the right answer and help from them Reviewed on: 28th February 2025

Always informative and helpful.

Always informative and helpful.No problems so far. Reviewed on: 28th February 2025

Zopa really helped me when no one else would.

Zopa really helped me when no one else would. Reviewed on: 28th February 2025

Satisfied customer..

Since being issued with my Zopa credit acard I am kept upto date with next payment amount and dates and the mobile phone app is so straight forward to use. Reviewed on: 28th February 2025

MY EXPERIENCE WITH ZOPA WAS EASY AND STRAIGHT FORWARD.

MY EXPERIENCE WITH ZOPA WAS EASY AND STRAIGHT FORWARD. Reviewed on: 28th February 2025

Credit card application

I appreciate the simplicity and efficiency Zopa offers, and I would highly recommend it to anyone looking for a reliable and user-friendly banking service. Reviewed on: 28th February 2025

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