Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great experience

I have a credit card and bank account with Zopa I all been a great experience. Reviewed on: 28th February 2025

It was easy to set up and they are very easy to get...

It was easy to set up and they are very easy to get in touch with to solve any curries that I have and helped my credit in so much ways than I didn’t know that the credit card company could Reviewed on: 28th February 2025

There to help you and putting us first

There to help you and putting us first Reviewed on: 28th February 2025

Easy to use app straight forward - easy to make extr...

Easy to use app straight forward - easy to make extra payments Reviewed on: 28th February 2025

Great Experience So Far

Great experience so far, great easy app Reviewed on: 28th February 2025

You take the zoo out of the card

Very easy to use i love the app it's stress free .no animals in this zoo Reviewed on: 28th February 2025

No problems with the card or loan, the app is also v...

No problems with the card or loan, the app is also very good, all your spending in one app Reviewed on: 28th February 2025

I have been with zopa for a good few years now and n...

I have been with zopa for a good few years now and never had any problems ..very good company Reviewed on: 28th February 2025

Very helpful right from the get go

Very helpful right from the get go Reviewed on: 28th February 2025

Absolutely brilliant convenience and utility

Absolutely brilliant convenience and utility Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.69 from 98 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews
Platinum credit cards
from Barclaycard 4.12 from 335 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub