Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Fantastic

Fantastic to be the part of Zopa. Thank you. Reviewed on: 28th February 2025

Everything you need in a credit card

Everything you need in a credit card Reviewed on: 28th February 2025

My Journey So Far

I’ve been with Zopa 5 months and have no issues whatsoever and the app is very useful. Reviewed on: 28th February 2025

Very good service and excellent im glad to have it t...

Very good service and excellent im glad to have it this card Reviewed on: 28th February 2025

Super Easy

Products are super easy to set up. Easy to use the App to check credit card and savings, Very good saving Rates. Reviewed on: 28th February 2025

Very good services excellent

Very good services exxcellent thanks for credit card Reviewed on: 28th February 2025

Can’t think of anything at the moment

Can’t think of anything at the moment Reviewed on: 28th February 2025

This is a very good company.excellent

This is a very good company. I have been a customer for a long time. Reviewed on: 28th February 2025

Great all-round

Just good from start to finish application. God customer service and app, which is really easy to navigate. Never a problem with transactions or payments and transfers Reviewed on: 28th February 2025

Company are great to take credit with, they also rev...

Company are great to take credit with, they also review and increase your limit regularly too Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from 118 118 Money 4.85 from 5634 reviews
Credit card
from Jaja Finance 4.81 from 2525 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub