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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa positive review

Poressional and courteous, great experience Reviewed on: 28th February 2025

Easy to use and quick and helpful when there is a pr...

Easy to use and quick and helpful when there is a problem Reviewed on: 28th February 2025

Great card and good communication

Great card and good communication Reviewed on: 28th February 2025

Everything with Zopa that I have is fantastic.

Everything with Zopa that I have is fantastic. All the information I need is there. Reviewed on: 28th February 2025

Easy *****

No hassle, easy to use app, easy payment system Reviewed on: 28th February 2025

Good service reliable and trustworthy bank that I wo...

Good service reliable and trustworthy bank that I would recommend Reviewed on: 28th February 2025

Great! Fab card

Great! No problems at all , easy app to use Reviewed on: 28th February 2025

Zopa have been great since I came to them

Zopa have been great since I came to them Reviewed on: 28th February 2025

Never any hassle which I like in life

Never any hassle which I like in life Reviewed on: 28th February 2025

Fantastic

Fantastic to be the part of Zopa. Thank you. Reviewed on: 28th February 2025

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