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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Everything you need in a credit card

Everything you need in a credit card Reviewed on: 28th February 2025

My Journey So Far

I’ve been with Zopa 5 months and have no issues whatsoever and the app is very useful. Reviewed on: 28th February 2025

Very good service and excellent im glad to have it t...

Very good service and excellent im glad to have it this card Reviewed on: 28th February 2025

Super Easy

Products are super easy to set up. Easy to use the App to check credit card and savings, Very good saving Rates. Reviewed on: 28th February 2025

Very good services excellent

Very good services exxcellent thanks for credit card Reviewed on: 28th February 2025

Can’t think of anything at the moment

Can’t think of anything at the moment Reviewed on: 28th February 2025

This is a very good company.excellent

This is a very good company. I have been a customer for a long time. Reviewed on: 28th February 2025

Great all-round

Just good from start to finish application. God customer service and app, which is really easy to navigate. Never a problem with transactions or payments and transfers Reviewed on: 28th February 2025

Company are great to take credit with, they also rev...

Company are great to take credit with, they also review and increase your limit regularly too Reviewed on: 28th February 2025

Brilliant service and excellent rates

Brilliant service and excellent rates Reviewed on: 28th February 2025

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