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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Brilliant service and excellent rates

Brilliant service and excellent rates Reviewed on: 28th February 2025

On credit cards

I have always found them very easy. Reviewed on: 28th February 2025

Friendly and efficient

When ever I have contacted them they have listened to what I was saying with out cutting in then confirmed my enquiry and dealt with it in a professional manner and no been put on hold for awhile then been passed on to someone else Reviewed on: 28th February 2025

Honest answers

Excellen t service and quick to prevent from fraud On my card Reviewed on: 28th February 2025

Quick and easy application.

Quick and easy application. Also the app is very user friendly. Reviewed on: 28th February 2025

Had no problems with them very hel

Had no problems with them very hel Reviewed on: 28th February 2025

Great experience easy to get and use

Great experience easy to get and use Reviewed on: 28th February 2025

Great company very helpful I am very happy with them...

Great company very helpful I am very happy with them Reviewed on: 28th February 2025

app easy to use, everything’s in one place, only neg...

app easy to use, everything’s in one place, only negative thing is the interest is high. Reviewed on: 28th February 2025

Very helpful customer service representatives

Very helpful customer service representatives Reviewed on: 28th February 2025

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