Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

On credit cards

I have always found them very easy. Reviewed on: 28th February 2025

Friendly and efficient

When ever I have contacted them they have listened to what I was saying with out cutting in then confirmed my enquiry and dealt with it in a professional manner and no been put on hold for awhile then been passed on to someone else Reviewed on: 28th February 2025

Honest answers

Excellen t service and quick to prevent from fraud On my card Reviewed on: 28th February 2025

Quick and easy application.

Quick and easy application. Also the app is very user friendly. Reviewed on: 28th February 2025

Had no problems with them very hel

Had no problems with them very hel Reviewed on: 28th February 2025

Great experience easy to get and use

Great experience easy to get and use Reviewed on: 28th February 2025

Great company very helpful I am very happy with them...

Great company very helpful I am very happy with them Reviewed on: 28th February 2025

app easy to use, everything’s in one place, only neg...

app easy to use, everything’s in one place, only negative thing is the interest is high. Reviewed on: 28th February 2025

Very helpful customer service representatives

Very helpful customer service representatives Reviewed on: 28th February 2025

Easy and simple website and professional and polite...

Easy and simple website and professional and polite staffs. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.87 from 196 reviews
Credit card
from Chase Bank 4.81 from 383 reviews
Clarity credit card
from Halifax 3.60 from 271 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub