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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Custermer service great no long Waite on phone

Custermer service great no long Waite on phone Reviewed on: 28th February 2025

Excellent, all good very easy to pay, outstanding cu...

Excellent, all good very easy to pay, outstanding customer service, Always helpful when phoning in. I've had no issues with using my card at all. Reviewed on: 28th February 2025

Ist very good service the main thing i love is you...

Ist very good service the main thing i love is your credit score dont afto be sky high to get on board Reviewed on: 28th February 2025

My Zopa experience.

Very easy to apply for a credit card online, and the app is also very easy to use. Reviewed on: 28th February 2025

Perfect experience

Zopa have been fantastic looking after my needs Reviewed on: 28th February 2025

Good interest rates and withdraw fee from credit car...

Good interest rates and withdraw fee from credit card is low Reviewed on: 28th February 2025

Zopa have been really supportive .

Zopa have been really supportive . The app is easy to use and understand .. even for us older people !! Reviewed on: 28th February 2025

Simplest app to use.

Simplest app to use. Very fast approval process. Easy to apply for credit. Easy to navigate any functions ie when making payments. Reviewed on: 28th February 2025

Just great customer service and support always make...

Just great customer service and support always make sure it’s you doing transactions and not someone else Reviewed on: 28th February 2025

No problems

Never had any problems contacting them and app is brilliant. Reviewed on: 28th February 2025

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