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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

No problems

Never had any problems contacting them and app is brilliant. Reviewed on: 28th February 2025

Very good a very fair finance provider

Very good a very fair finance provider Reviewed on: 28th February 2025

Card is easy to use.

Card is easy to use. When ringing customer service they are very helpful Reviewed on: 28th February 2025

zopa is very easy to use the service has been great...

zopa is very easy to use the service has been great and fast Reviewed on: 28th February 2025

Excellent company to deal with, great service

Excellent company to deal with, great service Reviewed on: 28th February 2025

It’s perfect to have zopa credit card , best ever...

It’s perfect to have zopa credit card , best ever Reviewed on: 28th February 2025

Good service and outstanding banking

Good service and outstanding banking Reviewed on: 28th February 2025

Perfect!

Perfect! Always helpful and really helpful giving me an opportunity to rebuild my credit Reviewed on: 28th February 2025

Life savers

When ever I have needed extra income. Zopa has always been there to help me. I don't know what I would do without them. Reviewed on: 28th February 2025

Zopa 5 star service

On the occasions I’ve had to speak with Zopa the staff have always been really helpful to resolve the questions straight away. The service feels more like your personal financial advisor rather than just another customer. Can’t thank Zopa enough. Reviewed on: 28th February 2025

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