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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Been really good when I have had to use and...

Been really good when I have had to use and contact Reviewed on: 28th February 2025

Using the Zopa app is simple and paying my card off...

Using the Zopa app is simple and paying my card off is even simpler!! Reviewed on: 28th February 2025

Good experience

Very helpful, able to manage accounts online, no issues. Reviewed on: 28th February 2025

There when needed

You was there when I needed you most Reviewed on: 28th February 2025

Great card and app

The application was easy and stress free. The app is so easy to use. Everything is really clear Reviewed on: 28th February 2025

Easy as pie

Easy application, all managed on online app. Very easy to use very secure Reviewed on: 28th February 2025

Fantastic Service- second to none

I had a fraudulent transaction on my account. Customer service helped me get to the correct department and they had sorted the problem within a few minutes and a new card was dispatched straight away. Reviewed on: 28th February 2025

Extremely friendly and user responsive.

Extremely friendly and user responsive. Reviewed on: 28th February 2025

Great staff quick response vezopary helpful

Great staff quick response very helpful Reviewed on: 28th February 2025

Easy to apply for, easy to use, useful, helpful App.

Easy to apply for, easy to use, useful, helpful App. Regular credit increase reviews and loads of financial advice. Reviewed on: 28th February 2025

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