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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Been really good when I have had to use and...

5
Been really good when I have had to use and contact Reviewed on: 28th February 2025

Using the Zopa app is simple and paying my card off...

5
Using the Zopa app is simple and paying my card off is even simpler!! Reviewed on: 28th February 2025

Good experience

5
Very helpful, able to manage accounts online, no issues. Reviewed on: 28th February 2025

There when needed

5
You was there when I needed you most Reviewed on: 28th February 2025

Great card and app

5
The application was easy and stress free. The app is so easy to use. Everything is really clear Reviewed on: 28th February 2025

Easy as pie

5
Easy application, all managed on online app. Very easy to use very secure Reviewed on: 28th February 2025

Fantastic Service- second to none

5
I had a fraudulent transaction on my account. Customer service helped me get to the correct department and they had sorted the problem within a few minutes and a new card was dispatched straight away. Reviewed on: 28th February 2025

Extremely friendly and user responsive.

5
Extremely friendly and user responsive. Reviewed on: 28th February 2025

Great staff quick response vezopary helpful

5
Great staff quick response very helpful Reviewed on: 28th February 2025

Easy to apply for, easy to use, useful, helpful App.

5
Easy to apply for, easy to use, useful, helpful App. Regular credit increase reviews and loads of financial advice. Reviewed on: 28th February 2025

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