Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

App is very easy to use and understand

5
App is very easy to use and understand Reviewed on: 28th February 2025

Everything with zoopa card is clear and easy to find...

5
Everything with zoopa card is clear and easy to find in application never had any problems with anything it's straight forward and convinced to use its reliable and I highly recommend it for friends and family Reviewed on: 28th February 2025

Is very good credit card !

5
Is very good credit card ! Recommend Reviewed on: 28th February 2025

Helped with getting my car and building my credit sc...

5
Helped with getting my car and building my credit score Reviewed on: 28th February 2025

I have used the card for a few years.

5
I have used the card for a few years. Excellent customer service Reviewed on: 28th February 2025

No problem obtaining a Zopa credit card, easy to fol...

5
No problem obtaining a Zopa credit card, easy to follow instructions. Reviewed on: 28th February 2025

Have always listened and supported me.

5
Have always listened and supported me. Reviewed on: 28th February 2025

Really good credit company can help more than others...

5
Really good credit company can help more than others great to have Zopa Reviewed on: 28th February 2025

Excellent customer service and understands customer...

5
Excellent customer service and understands customer needs Reviewed on: 28th February 2025

Never had a problem when I phone customer service an...

5
Never had a problem when I phone customer service and very polite and helpful Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products