Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy to apply , good communication

Easy to apply , good communication Reviewed on: 28th February 2025

I am having excellent services service from zopa

I am having excellent service from zopa Reviewed on: 28th February 2025

No stress with this card

No worries with this card. Excellent rates and customer service. Spend in confidence Reviewed on: 28th February 2025

Good all round provider

Easy to use app. Never had an issue with the card. Reviewed on: 28th February 2025

Just great

Just great and having email messages to say when payment is due is brilliant Reviewed on: 28th February 2025

Very easy to use application.

Very easy to use application. Great Reviewed on: 28th February 2025

Excellent service, thanks will recommend to a frens

Excellent service, thanks will recommend to a frens Reviewed on: 28th February 2025

Found using Zopa has been really easy and fluent.

Found using Zopa has been really easy and fluent. App works really well also Reviewed on: 28th February 2025

Cant fault zopa credit card never haissue with...

Cant fault zopa credit card never had any issue with my card when i did it was sorted with a phone call email. Reviewed on: 28th February 2025

It look good to me it a good card

It look good to me it a good card Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Everyday Credit Card
from Santander 4.11 from 23 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub