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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Never had a problem.

Never had a problem. A nice manageable account Reviewed on: 28th February 2025

Very helpful credit card provider.

Very helpful credit card provider. Very good credit limit for me. Reviewed on: 28th February 2025

Good credit card.

Good credit card. Customer supper is slightly lacking Reviewed on: 28th February 2025

Good customer service is everything

Good customer service is everything Reviewed on: 28th February 2025

I have a bad credit score and no one would give me a...

I have a bad credit score and no one would give me a chance but Zopa did and I’m very appreciative Reviewed on: 28th February 2025

I like the App and the style of communication, the c...

I like the App and the style of communication, the credit cushion funcion is great Reviewed on: 28th February 2025

I have Zopa to be very easy to deal with and are ext...

I have Zopa to be very easy to deal with and are extremely helpful Reviewed on: 28th February 2025

Good service and easy to use app

Good service and easy to use app Reviewed on: 28th February 2025

Card Review

Never had any issues using the service always really easy to use and understand app Reviewed on: 28th February 2025

Easy to apply , good communication

Easy to apply , good communication Reviewed on: 28th February 2025

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