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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I am having excellent services service from zopa

I am having excellent service from zopa Reviewed on: 28th February 2025

No stress with this card

No worries with this card. Excellent rates and customer service. Spend in confidence Reviewed on: 28th February 2025

Good all round provider

Easy to use app. Never had an issue with the card. Reviewed on: 28th February 2025

Just great

Just great and having email messages to say when payment is due is brilliant Reviewed on: 28th February 2025

Very easy to use application.

Very easy to use application. Great Reviewed on: 28th February 2025

Excellent service, thanks will recommend to a frens

Excellent service, thanks will recommend to a frens Reviewed on: 28th February 2025

Found using Zopa has been really easy and fluent.

Found using Zopa has been really easy and fluent. App works really well also Reviewed on: 28th February 2025

Cant fault zopa credit card never haissue with...

Cant fault zopa credit card never had any issue with my card when i did it was sorted with a phone call email. Reviewed on: 28th February 2025

It look good to me it a good card

It look good to me it a good card Reviewed on: 28th February 2025

They are the best credit card providers .

They are the best credit card providers . I give them 100%. Reviewed on: 28th February 2025

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