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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Cracking app and offerings

Cracking product range and easy to use app that's quick and snappy. Great security on the credit card too. Reviewed on: 28th February 2025

Excellent services.

Excellent services. Easy to speak with someone on the phone. Regular increase in credit facility. Would defo recommend Reviewed on: 28th February 2025

I have enjoyed being a customer with Zopa they commu...

I have enjoyed being a customer with Zopa they communicate really well Reviewed on: 28th February 2025

So easy to use good customer service the ease of usi...

So easy to use good customer service the ease of using well laid out information the app is so easy to use as well Reviewed on: 28th February 2025

Good experience very happy with the service and onli...

Good experience very happy with the service and online app very easy to use especially with not being very good with technology myself Reviewed on: 28th February 2025

Zopa is so easy to use, I love the layout of the app...

Zopa is so easy to use, I love the layout of the app and the explanation of how each payment you choose to make will affect your balance and future interest payments Reviewed on: 28th February 2025

Super ZOPA

Great bank, great service!!! Never have any problems with them. Reviewed on: 28th February 2025

Brilliant service throughout and excellent opportuni...

Brilliant service throughout and excellent opportunity to build credit Reviewed on: 28th February 2025

Poor when you have a problem with working then you b...

Poor when you have a problem with working then you bring your account back to date but they still block you from your credit card Reviewed on: 28th February 2025

Zopa allways helps me out when im stuck for cash, Be...

Zopa allways helps me out when im stuck for cash, Best credit provider i have ever used they are quick and have a great customer service allways at hand. Reviewed on: 28th February 2025

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