Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent services.

Excellent services. Easy to speak with someone on the phone. Regular increase in credit facility. Would defo recommend Reviewed on: 28th February 2025

I have enjoyed being a customer with Zopa they commu...

I have enjoyed being a customer with Zopa they communicate really well Reviewed on: 28th February 2025

So easy to use good customer service the ease of usi...

So easy to use good customer service the ease of using well laid out information the app is so easy to use as well Reviewed on: 28th February 2025

Good experience very happy with the service and onli...

Good experience very happy with the service and online app very easy to use especially with not being very good with technology myself Reviewed on: 28th February 2025

Zopa is so easy to use, I love the layout of the app...

Zopa is so easy to use, I love the layout of the app and the explanation of how each payment you choose to make will affect your balance and future interest payments Reviewed on: 28th February 2025

Super ZOPA

Great bank, great service!!! Never have any problems with them. Reviewed on: 28th February 2025

Brilliant service throughout and excellent opportuni...

Brilliant service throughout and excellent opportunity to build credit Reviewed on: 28th February 2025

Poor when you have a problem with working then you b...

Poor when you have a problem with working then you bring your account back to date but they still block you from your credit card Reviewed on: 28th February 2025

Zopa allways helps me out when im stuck for cash, Be...

Zopa allways helps me out when im stuck for cash, Best credit provider i have ever used they are quick and have a great customer service allways at hand. Reviewed on: 28th February 2025

Zopa has one of the best customer services I can say...

Zopa has one of the best customer services I can say as I have recently had a great experience with them. They also have good finance with no bottlenecks. They are one of the best in the market as I have dealt with a couple of others with not so good experience. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 4.19 from 5 reviews
Credit card
from Chase Bank 4.81 from 383 reviews
All in One Credit Card
from Santander 4.27 from 23 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub