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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa is thee best

Brilliant company easy to deal with Reviewed on: 28th February 2025

Great i can't fault them keep up the good work...

Great i can't fault them keep up the good work Reviewed on: 28th February 2025

Excellent service and value good customer service an...

Excellent service and value good customer service and excellent app Reviewed on: 28th February 2025

Never had a problem getting any query sorted out

Never had a problem getting any query sorted out Reviewed on: 28th February 2025

Go zopa now

All round good. Experience with customer service and app easy to youse Reviewed on: 28th February 2025

They have really helped improve Y credit score

They have really helped improve Y credit score Reviewed on: 28th February 2025

Communication

The communication between Zopa and customer is first rate and zopa understand the difficulties of the customer in today's financial climate. Reviewed on: 28th February 2025

Very easy to open the card and to set everything up.

Very easy to open the card and to set everything up. Reviewed on: 28th February 2025

Great updates and easy to use online options

Great updates and easy to use online options Reviewed on: 28th February 2025

Happy guy

Just good in every aspect spot on. Reviewed on: 28th February 2025

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