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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Communication

The communication between Zopa and customer is first rate and zopa understand the difficulties of the customer in today's financial climate. Reviewed on: 28th February 2025

Very easy to open the card and to set everything up.

Very easy to open the card and to set everything up. Reviewed on: 28th February 2025

Great updates and easy to use online options

Great updates and easy to use online options Reviewed on: 28th February 2025

Happy guy

Just good in every aspect spot on. Reviewed on: 28th February 2025

I was good expecience

I am very pleased with this card Reviewed on: 28th February 2025

Easy application, great customer service and you can...

Easy application, great customer service and you can manage your credit easily and effectively! Reviewed on: 28th February 2025

Easy to operate and the website is easy to use.

Easy to operate and the website is easy to use. Can request a pin reminder from the site Reviewed on: 28th February 2025

It was very good the forms were easy to fill overall...

It was very good the forms were easy to fill overall a good experience Reviewed on: 28th February 2025

I have never had a problem with my card the only thi...

I have never had a problem with my card the only thing that can be improved is recommending friends Reviewed on: 28th February 2025

I have had no problem with zopa they are very good t...

I have had no problem with zopa they are very good thankyou Reviewed on: 28th February 2025

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