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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card to have and easy app to use

Great card to have and easy app to use Reviewed on: 28th February 2025

All good for everyone , very good chance to build th...

All good for everyone , very good chance to build the credit score. Reviewed on: 28th February 2025

easy to use app and aesy to navigate

easy to use app and aesy to navigate Reviewed on: 28th February 2025

Absolutely great credit card.

Absolutely great credit card. And interest rate very fair Highly recommend Reviewed on: 28th February 2025

Zoopla is very good and easy to use.

Zoopla is very good and easy to use. I have had no trouble with the app. Reviewed on: 28th February 2025

Fantastic service all round!

I was just entering into the world of building credit, they have helped me every step of the way and have always offered a great service! Reviewed on: 28th February 2025

Great service.

Great service happy with all. No complaints from me Reviewed on: 28th February 2025

No hassle and no pressure or horrible emails.

No hassle and no pressure or horrible emails. Account managed Great Reviewed on: 28th February 2025

My experience

My experience with Zopa so far has been excellent Reviewed on: 28th February 2025

Great card

Never had a problem been good when I pay it’s there again to spend. Reviewed on: 28th February 2025

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