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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

All very easy to use,and all deposits are instantly...

All very easy to use,and all deposits are instantly included in your credit card bill.thank you for your professionalism Reviewed on: 28th February 2025

Zopa has been an outstanding credit builder, and I'v...

Zopa has been an outstanding credit builder, and I've benefited from this card with brilliant insights to keep me on track at all times. Reviewed on: 28th February 2025

Excellent app and very easy to use !

Excellent app and very easy to use ! Reviewed on: 28th February 2025

Haven't got much to say

Haven't got much to say... All good Reviewed on: 28th February 2025

Always smooth transactions when dealing with my Zopa...

Always smooth transactions when dealing with my Zopa credit card Reviewed on: 28th February 2025

The app is so good and easy to install.

The app is so good and easy to install. Custom service are really good and helpful. Reviewed on: 28th February 2025

Best on notifications

Instant update on transactions stands zopa out. Reviewed on: 28th February 2025

Smooth process and easy transactions

Smooth process and easy transactions Reviewed on: 28th February 2025

Fantastic card to use.

Fantastic card to use. Friendly, professional service at all time. Reviewed on: 28th February 2025

A great service provider and excellent quality throu...

A great service provider and excellent quality throughout the usage and service levels are excellent Reviewed on: 28th February 2025

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