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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Just so easy to use

The systems are just so easy to use and everything is very clear Reviewed on: 28th February 2025

Zopa credit card is the best for everyone

Zopa credit card is the best for everyone Reviewed on: 28th February 2025

Easygoing

Easy to use app and easy to find everything Reviewed on: 28th February 2025

Easy to use app, text alerts when you spend.

Easy to use app, text alerts when you spend. Payment shows straight away, no waiting 2 working days like other cards. Reviewed on: 28th February 2025

No issues, all works well for me

No issues, all works well for me Reviewed on: 28th February 2025

I'm happy with my credit card and the deal I got fro...

I'm happy with my credit card and the deal I got from the company. Speaking with the service team helped me get exactly what I was looking for. Reviewed on: 28th February 2025

Can’t fault Zopa, no issues since joining

Can’t fault Zopa, no issues since joining Reviewed on: 28th February 2025

Just so easy to use and communicate with helpful peo...

Just so easy to use and communicate with helpful people Reviewed on: 28th February 2025

Easy to apply for , don’t take anytime and found the...

Easy to apply for , don’t take anytime and found them to be very friendly to Reviewed on: 28th February 2025

everything works well

Can’t say I have anything bad to say, never had to contact the team. Everything works well. Reviewed on: 28th February 2025

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