Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great customer service!

Great customer service! The app is easy to use and rates are reasonable! Would recommend to anyone Reviewed on: 28th February 2025

Have credit card and car finance.

Have credit card and car finance. Always a smooth process and good experience Reviewed on: 28th February 2025

Very pleasing experience to date.

Very pleasing experience to date. Communication is simple but effective. Costs are explained in an easy to understand manner. App is simple to use. Reviewed on: 28th February 2025

Just so easy to use

The systems are just so easy to use and everything is very clear Reviewed on: 28th February 2025

Zopa credit card is the best for everyone

Zopa credit card is the best for everyone Reviewed on: 28th February 2025

Easygoing

Easy to use app and easy to find everything Reviewed on: 28th February 2025

Easy to use app, text alerts when you spend.

Easy to use app, text alerts when you spend. Payment shows straight away, no waiting 2 working days like other cards. Reviewed on: 28th February 2025

No issues, all works well for me

No issues, all works well for me Reviewed on: 28th February 2025

I'm happy with my credit card and the deal I got fro...

I'm happy with my credit card and the deal I got from the company. Speaking with the service team helped me get exactly what I was looking for. Reviewed on: 28th February 2025

Can’t fault Zopa, no issues since joining

Can’t fault Zopa, no issues since joining Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.90 from 81 reviews
Aqua credit cards
from NewDay 4.89 from 3309 reviews
Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub