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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The app is very easy to navigate.

The app is very easy to navigate. Reviewed on: 28th February 2025

Overall well organised credit lenders in terms of ho...

Overall well organised credit lenders in terms of how they cap your credit. I manage to repay my credit in time without over spend it. Very happy with it. Reviewed on: 28th February 2025

Everything is so transparent and easy

Everything is so transparent and easy Reviewed on: 28th February 2025

I haven’t occurred a single problem with Zopa and ca...

I haven’t occurred a single problem with Zopa and can’t find fault even if I try too Reviewed on: 28th February 2025

Lovely card

Easy to paid buy bank just great all round company Reviewed on: 28th February 2025

No stress and full control on the finances!

No stress and full control on the finances! App is absolutely great and very easy to use Reviewed on: 28th February 2025

My Credit Card

I applied to Zopa at a time when I urgently need their facility. the process was easy, and I received a response within minutes which was very welcome. Since that time they have been very easy to deal with and all queries have been dealt with quickly and professionally. Reviewed on: 28th February 2025

Have had and still having a great experience with Zopa.

Have had and still having a great experience with Zopa. The best Credit Card provider I have had. App is so easy to use and always upto date with balances and payments and credit limit. Customer services always good helpful and easy to use aswell. Reviewed on: 28th February 2025

Easy to apply.

Easy to apply. Good communication Reviewed on: 28th February 2025

Zopa credit card

Great card and proffesional service Reviewed on: 28th February 2025

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