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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Have had and still having a great experience with Zopa.

Have had and still having a great experience with Zopa. The best Credit Card provider I have had. App is so easy to use and always upto date with balances and payments and credit limit. Customer services always good helpful and easy to use aswell. Reviewed on: 28th February 2025

Easy to apply.

Easy to apply. Good communication Reviewed on: 28th February 2025

Zopa credit card

Great card and proffesional service Reviewed on: 28th February 2025

Applying for a Zopa credit card was easy with minimu...

Applying for a Zopa credit card was easy with minimum effort. The whole process of application was very speedy and dealt with in an extremely efficient manner. I would highly recommend anyone looking for a credit card to apply to Zopa. Reviewed on: 28th February 2025

Great card and app features.

Great card and app features. Excellent customer service. Reviewed on: 28th February 2025

Excellent customer service and online app is easy to...

Excellent customer service and online app is easy to use. Financial guidance always available to view in the app. Reviewed on: 28th February 2025

This is a great company that have great approach to...

This is a great company that have great approach to finance. There approach to credit building is second to none and their app is very usful with some great tools. Reviewed on: 28th February 2025

I enjoyed the experience.

I enjoyed the experience. I’m having with this card. Reviewed on: 28th February 2025

Glad I went with zopa

Zopa has been very easy to use and gave me a massive chance to rebuild my credit score. I would highly recommend to others. The zopa app is really easy to use with every detail on it such as freezing the card the date payments are due and to even make a quick easy 1 of payment Reviewed on: 28th February 2025

Really user friendly experience.

Really user friendly experience. Process was clear and easy to understand. Also quick. Interactions with customer service were also really quick and helpful. Reviewed on: 28th February 2025

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