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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Easy to use and easy to get I would recommend...

Easy to use and easy to get I would recommend using it Reviewed on: 28th February 2025

Excelent !

Excelent !!! Foarte usor de aplicat cu servicii si optiuni excelente, Reviewed on: 28th February 2025

The easy Card to use

I have used my Zopa card for some time and they always keep me informed so I know exactly what I am spending the App is super easy to use and way to navigate all the information I need right in front of me. Reviewed on: 28th February 2025

The app is very easy to navigate.

The app is very easy to navigate. Reviewed on: 28th February 2025

Overall well organised credit lenders in terms of ho...

Overall well organised credit lenders in terms of how they cap your credit. I manage to repay my credit in time without over spend it. Very happy with it. Reviewed on: 28th February 2025

Everything is so transparent and easy

Everything is so transparent and easy Reviewed on: 28th February 2025

I haven’t occurred a single problem with Zopa and ca...

I haven’t occurred a single problem with Zopa and can’t find fault even if I try too Reviewed on: 28th February 2025

Lovely card

Easy to paid buy bank just great all round company Reviewed on: 28th February 2025

No stress and full control on the finances!

No stress and full control on the finances! App is absolutely great and very easy to use Reviewed on: 28th February 2025

My Credit Card

I applied to Zopa at a time when I urgently need their facility. the process was easy, and I received a response within minutes which was very welcome. Since that time they have been very easy to deal with and all queries have been dealt with quickly and professionally. Reviewed on: 28th February 2025

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