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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa is verry good sirvice and costomar sirvice ver...

Zopa is verry good sirvice and costomar sirvice verry good Reviewed on: 28th February 2025

Amazing offers and excellent cuality

Amazing offers and excellent cuality Reviewed on: 28th February 2025

Very good service and would recommend to my family a...

Very good service and would recommend to my family and friends Reviewed on: 28th February 2025

Great card...

I have had no issues, app is great to use and easy Reviewed on: 28th February 2025

Fabulous service

Never had any issues at all, fabulous service Reviewed on: 28th February 2025

Great Experience

I have had an excellent service both via the App ands also during any calls I have had to make. I believe Zopa take every effort to ensure your not going to be disparaged or put in a sutuatiin you cannot afford. Reviewed on: 28th February 2025

Always helpful if you need them the friendly staff a...

Always helpful if you need them the friendly staff are very knowledgeable about everything Reviewed on: 28th February 2025

Easy to use and easy to get I would recommend...

Easy to use and easy to get I would recommend using it Reviewed on: 28th February 2025

Excelent !

Excelent !!! Foarte usor de aplicat cu servicii si optiuni excelente, Reviewed on: 28th February 2025

The easy Card to use

I have used my Zopa card for some time and they always keep me informed so I know exactly what I am spending the App is super easy to use and way to navigate all the information I need right in front of me. Reviewed on: 28th February 2025

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