Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Very good experience, are very hepful

Very good experience, are very hepful Reviewed on: 28th February 2025

Great company

Good credit card and quick and easy to apply for. App is also simple to use and works well :) Reviewed on: 28th February 2025

I’ve never had any issues with zopa.

I’ve never had any issues with zopa. The app is excellent and communication regarding payment dates is informative. Reviewed on: 28th February 2025

Zopa is verry good sirvice and costomar sirvice ver...

Zopa is verry good sirvice and costomar sirvice verry good Reviewed on: 28th February 2025

Amazing offers and excellent cuality

Amazing offers and excellent cuality Reviewed on: 28th February 2025

Very good service and would recommend to my family a...

Very good service and would recommend to my family and friends Reviewed on: 28th February 2025

Great card...

I have had no issues, app is great to use and easy Reviewed on: 28th February 2025

Fabulous service

Never had any issues at all, fabulous service Reviewed on: 28th February 2025

Great Experience

I have had an excellent service both via the App ands also during any calls I have had to make. I believe Zopa take every effort to ensure your not going to be disparaged or put in a sutuatiin you cannot afford. Reviewed on: 28th February 2025

Always helpful if you need them the friendly staff a...

Always helpful if you need them the friendly staff are very knowledgeable about everything Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.23 from 561 reviews
Credit card
from PayPal 4.90 from 81 reviews
Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub