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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card

Great little card you can use anywhere Reviewed on: 28th February 2025

Very pleased.

Very pleased. Quick and Easy to use. Would highly recommend to other people. Reviewed on: 28th February 2025

Good efficient service.

Good efficient service. Friendly staff and nothing is a problem Reviewed on: 28th February 2025

Have been great at rebuilding my credit

Have been great at rebuilding my credit Reviewed on: 28th February 2025

Reliable efficient service

Very efficient, easy to use, no dramas just excellent service Reviewed on: 28th February 2025

Great customer service and always provides upto date...

Great customer service and always provides upto date information,I am always told if balance is high and when payments due Reviewed on: 28th February 2025

Easy to use app for payments and assistance if requi...

Easy to use app for payments and assistance if required Reviewed on: 28th February 2025

Very good experience, are very hepful

Very good experience, are very hepful Reviewed on: 28th February 2025

Great company

Good credit card and quick and easy to apply for. App is also simple to use and works well :) Reviewed on: 28th February 2025

I’ve never had any issues with zopa.

I’ve never had any issues with zopa. The app is excellent and communication regarding payment dates is informative. Reviewed on: 28th February 2025

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