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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Can’t fault Zopa, no issues since joining

Can’t fault Zopa, no issues since joining Reviewed on: 28th February 2025

Just so easy to use and communicate with helpful peo...

Just so easy to use and communicate with helpful people Reviewed on: 28th February 2025

Easy to apply for , don’t take anytime and found the...

Easy to apply for , don’t take anytime and found them to be very friendly to Reviewed on: 28th February 2025

everything works well

Can’t say I have anything bad to say, never had to contact the team. Everything works well. Reviewed on: 28th February 2025

Never a problem smooth as silk company

Never a problem smooth as silk company Reviewed on: 28th February 2025

Very easy to apply and have also took out a loan wit...

Very easy to apply and have also took out a loan with a dimple process Reviewed on: 28th February 2025

My credit hasn’t always been great but Zopa gave me...

My credit hasn’t always been great but Zopa gave me a chance and thanks to them its getting better I’m glad I have Zopa Reviewed on: 28th February 2025

The app is easy to use.

The app is easy to use. Zopa is really good as it gives you the opportunity to open a bank account and save whilst exercising careful spending Reviewed on: 28th February 2025

Quick to assist with help or queries and always frie...

Quick to assist with help or queries and always friendly. Great availability and quick to respond. Reviewed on: 28th February 2025

Excellent service never any issues

Excellent service never any issues Reviewed on: 28th February 2025

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