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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41448 reviews)

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4.93

Based on 41,448 reviews, last reviewed 15th Jan 2026

57750% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

What a great credit card bank. And service. What a great credit card\bank, they have been crucial in improving my credit score. The app is really easy to use and updates really fast when making ... Read more Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41448)

Review of the Zopa, Credit card:

Always good customer services and great product

Always good customer services and great product Reviewed on: 28th February 2025

A good provider

Good communication and very clear information provided through their app. They also have a range of products on offer, that are easy to find. Reviewed on: 15th January 2026

I think its the best credit card ive ever had

I think its the best credit card ive ever had Reviewed on: 15th January 2026

Always willing to help great customer service

Always willing to help great customer service Reviewed on: 15th January 2026

I can't praise zopa enough excellent credit card

I can't praise zopa enough excellent credit card Reviewed on: 15th January 2026

Great overall product and always willing to help

Great overall product and always willing to help Reviewed on: 15th January 2026

Provision of the services provided to the customer a...

Provision of the services provided to the customer and the support Reviewed on: 15th January 2026

5 StarEfficiency of Service

Joining to receiving card was a pleasant experience. I like the drop boxes on menu in account and the flexibility to pay extra amounts. But like all cards keep up with payments or the interest will sting what you pay month;y. Reviewed on: 15th January 2026

Easy to use and you know what you are getting

Easy to use and you know what you are getting Reviewed on: 15th January 2026

Fast very efficent easy to use app keep you updated...

Fast very efficent easy to use app keep you updated Reviewed on: 15th January 2026

Payments go through straight away

Payments go through straight away Reviewed on: 15th January 2026

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