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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41970 reviews)

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4.93

Based on 41,970 reviews, last reviewed 13th Feb 2026

166800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is there when you need it! Zopa is there when you need it! Very professional, helpful and prompt. Reviewed on: 13th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41970)

Review of the Zopa, Credit card:

Zopa are very good.

Zopa are very good. I am impressed with services. Reviewed on: 31st March 2025

Easy to apply very informative and easy to use app p...

Easy to apply very informative and easy to use app plus seamless card use Reviewed on: 17th January 2026

Excellent customer service.

Great customer service. System is easy to understand and follow. Reviewed on: 17th January 2026

Cant fault them on anuthing

Everything is simple to do and no messing and very helpful the way that thay keep you informed Reviewed on: 17th January 2026

Excellent support, fast and efficient in all areas i...

Excellent support, fast and efficient in all areas if the service offered Reviewed on: 17th January 2026

Easy to use app, good communication from Zopa

Easy to use app, good communication from Zopa Reviewed on: 17th January 2026

I have excellent service very happy

I have excellent service very happy Reviewed on: 17th January 2026

Love love love it best lender out there

Love love love it best lender out there Reviewed on: 17th January 2026

The whole process is so easy and seamless.

The whole process is so easy and seamless. Reviewed on: 17th January 2026

Excellent contact.

Excellent contact. Always know where you stand with your account. Reviewed on: 17th January 2026

World class customer service

Easy to use and deal with, and world class customer service. Highly recommended. Zopa have always been by my side since day one and I value them highly. Reviewed on: 17th January 2026

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