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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (40266 reviews)

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4.93

Based on 40,266 reviews, last reviewed 4th May 2025

74% increase in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

First credit card I had and wouldn’t change for the... First credit card I had and wouldn’t change for the world Reviewed on: 4th May 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40266)

Review of the Zopa, Credit Card:

Zopa Credit card is not good for me because I am using this card since last 1 year and paying my full statement amount every month but still I didn't get any cards my card Limit to increase.

According to AQUA credit card ZOPA credit card is worst for me because since last one year I am using Zopa card and my credit Limit is same. Zooa credit card doing always HARD credit checks its not good for everyone one. I have AQUA Credit card since last 9 months and they increase my credit Limit 3 time, so I am not recommending to ZOPA credit card to anyone.. Reviewed on: 29th March 2022

I find good to get and spend it.

I find good to get and spend it. I would appreciate Zopa customer care too Reviewed on: 28th April 2025

Easy to use and the app is fantastic for checking al...

Easy to use and the app is fantastic for checking all the statements Reviewed on: 28th April 2025

Zopa came to my rescue when I had no enough cash to...

Zopa came to my rescue when I had no enough cash to settle my bills. It came as sigh of relief and they offered me flexible payment methods and they can accommodate you when can't pay in time Reviewed on: 28th April 2025

All straightforward an simple to get started

All straightforward an simple to get started Reviewed on: 28th April 2025

I’m very happy with services received from Zopa and...

I’m very happy with services received from Zopa and I highly recommend Reviewed on: 28th April 2025

Credit Card with a difference

Easy to use friendly staff pleasure to use Reviewed on: 28th April 2025

Very efficient and charges are reasonable

Very efficient and charges are reasonable Reviewed on: 28th April 2025

Zopa - A cut above the rest !

I have a Zopa card to help build my credit score and it’s been fantastic, I get emails when payments are due, clear interest amounts and helpful customer service. They also offer help and advice on other products they have as well as any benefits I may be eligible for. Great service. Reviewed on: 28th April 2025

Easy to use good communication trustworthy affordabl...

Easy to use good communication trustworthy affordable payments Reviewed on: 28th April 2025

Very good service would recommend to family and frie...

Very good service would recommend to family and friends. Reviewed on: 28th April 2025

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