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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Car and credit card , sorted

Got finance for my car , great rates and great phone app Also my credit card Reviewed on: 28th February 2025

This card is very good and I really enjoy it,...

This card is very good and I really enjoy it, thank you Reviewed on: 28th February 2025

Excellent Customer Service and always willing to go...

Excellent Customer Service and always willing to go the extra mile to help you Reviewed on: 28th February 2025

Very easy to use love the app easy to get...

Very easy to use love the app easy to get information Reviewed on: 28th February 2025

Brilliant and fast at accepting highly recommend

Brilliant and fast at accepting highly recommend Reviewed on: 28th February 2025

I’m very happy with the way and flexible offers are...

I’m very happy with the way and flexible offers are given to me and I have my wife also with ZOPA!!! Reviewed on: 28th February 2025

No hassle and straightforward and easy to understand

No hassle and straightforward and easy to understand Reviewed on: 28th February 2025

Zopa is an excellent company love my cerdit card

Zopa is an excellent company love my cerdit card Reviewed on: 28th February 2025

The app very very easy I’ve never had downtime like...

The app very very easy I’ve never had downtime like the other bank. I use thank you so much. Reviewed on: 28th February 2025

Excellent credit card

Excellent credit card with great customer service Reviewed on: 28th February 2025

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